iOS 18 Ready• Dynamic Island • Apple Intelligence

Stop Waiting 10 Seconds to Split a Taco.

Split expenses, not friendships.

The native iOS expense manager built for speed. Zero ads, instant AI receipt scanning, and automated karma accountability.

9:41
5G
ZPLIT Active
Lake Tahoe TripSettled
+$342.50 MXN
You are owed by 3 friends
ZPLIT Vision OCR
99.4% Match
1x Ribeye Steak$480.00
2x Mezcal Oaxaqueño$220.00
Tax & Tip (15%)$105.00
Karma Reputation
Instant Settler
785 / 850
Diamond Tier
iPhone 16 Pro Native Experience
Engineered for Pure Velocity

The 4 Killer Innovations

Everything legacy splitters charge $40/year for or lock behind 10-second countdown delay screens is free, native, and instant on ZPLIT.

ZPLIT Vision OCR

AI Receipt Scanning

Point. Snap. Split. Instant line-item itemization and breakdown with 99.4% accuracy rate confidence. Optical camera capture detects multiple currencies (MXN, USD, EUR) and splits item shares in sub-seconds. Automatically splits taxes and tips proportionally and eliminates awkward receipt math.

Receipt Scan:Camera OCR Active
Line Items Parsed:8 items
Tax & Tip Split:Automatic 15%
Total Parsed:$1,420.00 MXN
Accountability Gamification

Karma Trust Scores

Platform members hold a dynamic credit reputation score between 300 and 850. Financial punctuality builds reputation. Settle debts promptly to earn reputation badges and unlock VIP perks. Gentle public accountability over awkward confrontations. Good karma pays off across every group.

Reputation RatingDiamond Tier • Punctual
785 / 850
Score scale 300-850 • Rewards punctual payers
Clean User Experience

Zero Ads Philosophy

No banner ads. No 10-second countdown delay screens. No artificial daily expense entry limit. Instant expense entry without interstitial countdown wait screens. Instant expense splitting designed for native Apple speed, clean aesthetics, and privacy respect.

Entry Delay:0s delay (Instant)
Daily Entry Cap:Unlimited per day
Ad Interruptions:Zero Ads (100% Ad-Free)
Algorithmic Efficiency

Greedy Min-Cash-Flow Debt Simplification

ZPLIT condenses complex multi-person webs of debt into minimal direct transactions using graph reduction. Settle 10 group expenses with just 2 clean bank transfers.

Radical Affordability

100 MXN (~$4.99 USD) Lifetime vs $39.99/year

Why pay $39.99 USD every year for basic expense splitting? ZPLIT offers complete lifetime ownership at a fraction of the cost, with zero recurring lock-in.

The Status Quo Is Broken

Why Settle for Legacy Apps? ZPLIT vs The Status Quo

See why thousands of group organizers are abandoning ad-riddled apps and 10-second wait screens for native Apple speed.

Feature Comparison
ZPLIT (Apple Native)Winner
Legacy Expense Apps (Free)Outdated Subscription Tiers ($40/yr)
Ad InterruptionsZero Ads (100% Ad-Free)Banner Ads & Fullscreen PopupsAd-free with subscription
Artificial DelayInstant (0s delay)10s countdown wait screenInstant
Daily Expense LimitUnlimited per dayCapped at ~3-4 expenses/dayUnlimited
Receipt Scanning & SimplificationVision OCR + Cash-Flow Simplification IncludedLocked behind expensive $40/yr paywallsBasic OCR & standard simplification
Karma Reputation ScoresGamified 300-850 Trust ScoresNone (Awkward manual reminders)None
Pricing Model100 MXN (~$4.99 USD) / year (7-day trial)Free (Aggressive ad monetization)$39.99 USD / year recurring (~$800 MXN)
Battle-Tested Velocity

Trusted by Organizers Who Value Their Time

Over $1.8M MXN settled across thousands of group trips, shared apartments, and team dinners without a single ad interruption or forced delay.

$1.8M+ MXN
Settled 100% Ad-Free
142,000+
Receipts Itemized via OCR
3.4x Faster
Settlement with Karma
87.5% Lower
Cost vs Legacy ($100 MXN)

“I uninstalled my old split app standing on a sidewalk in Roma Norte. We had just grabbed tacos, and when I tried to log the bill, the app froze me with an unskippable 10-second countdown urging me to buy their $40 annual pass. With ZPLIT, I snapped the receipt, tagged Sofia and Mateo, and put my phone away in four seconds. It respects your intelligence.”

Mateo R.
Travel Organizer • Mexico City
Karma 812

“Living with four roommates used to mean an endless cycle of awkward group chat reminders about electricity, Wi-Fi, and groceries. The Karma score turned prompt payment into an unspoken game. Nobody wants to see their score slip below 700 in front of the flat, so utility bills get settled the hour they arrive. It literally saved our household dynamic.”

Sofia L.
Apartment Lead • Guadalajara
Karma 785

“The Neural Vision OCR is black magic. On our last road trip through Monterrey and Texas, it effortlessly parsed crumpled Spanish thermal receipts with 16% IVA and English bar bills with handwritten 18% tips. It split every cent without rounding errors, worked on airplane mode, and cost 100 pesos for the entire year. Paying $40 USD for other apps now feels absurd.”

Alex V.
Startup Founder • Monterrey
Karma 760
Radical Value. Zero Gimmicks.

Pro Architecture Without The Hostage Pricing.

Why pay $40 USD every year for an app that performs elementary arithmetic? ZPLIT offers an unrestricted annual membership for just $100 MXN (~$4.99 USD)—an 87.5% price cut—with a full 7-day unrestricted trial.

UNRESTRICTED ACCESS • 7-DAY FREE TRIAL

ZPLIT Pro Annual

Everything included. Zero ad monetization. Pure native velocity.

$100 MXN/ year
Equivalent to ~$4.99 USD / year (~$0.40/month)
Save 87.5% vs Legacy $40 USD Subscriptions
Zero Ads Forever: 0 banner ads, 0 video popups, 0 ad trackers
0.00-Second Instant Commit: No forced 10-second countdown wait screens
Unlimited Daily Expenses: Log 5 or 500 expenses with zero caps or throttling
Unlimited Neural Vision OCR: Sub-400ms on-device scanning for all receipts
Crumpled & CFDI Support: Reads wrinkled thermal paper, Mexican IVA, and tip breakdowns
Dynamic Karma Reputation Engine: Objective 300–850 social trust score & tiers
Greedy Min-Cash-Flow Simplification: Condenses 10 circular debts into 2 clean wires
Dynamic Island & Live Activities: Live group tab tracking in iOS 18
Local-First SQLite Engine: Full offline functionality at 30,000 ft or off-grid
🔒 Billed securely via Apple App Store • Family Sharing Enabled
No charge during 7-day trial • 1-tap instant cancel in App Store settings
Claim Your 7-Day Free Trial
Got Questions?

Frequently Asked Questions

Everything you need to know about ZPLIT, local privacy, and ditching outdated splitters.

Live API Validation

Interactive Promo Tester

Test active promotional discount codes before entering in iOS app.

Presets:
✓ Code is VALID
VIP100
100% Discount Applied (VIP Lifetime Access)
Type: VIP_FULL_ACCESS
Value: 100%
Remaining Uses: 82
Expires: Never